What's your SET ANSI setting? (VFP9SP2)

Just ran across an instance where I had SET EXACT ON but didn't specify SET ANSI (for which the default is OFF). After seeing a query for CHICAGO contain results including others like CHICAGO HEIGHTS, I investigated and thought my SET EXACT was OFF. Nope, it was ON but my SET ANSI was OFF. Setting it to ON gave me the results I wanted.

I'm just surprised this never bit me in all my years doing VFP; I guess because I've usually been using a RDBMS (like MySQL/MariaDB).